When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
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am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
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I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
At Disability Insurance Law Group, our Florida and nationwide attorneys know, according to the Centers for Disease Control (CDC),Epstein-Barr virus (EBV), also known as human herpesvirus 4, is a member of the herpes virus family. It is one of the most common human viruses.
However, because of its commonality — and general symptoms mimicking other illnesses —diagnosing Epstein-Barr virus infection can be challenging but can be confirmed with a blood test that detects antibodies.
Once the virus is in the body, it remains in an inactive state but can reactivate at any time. This occurs more often in people with weakened immune systems. When the EBV is active, it can spread to others no matter how much time has passed since the initial infection.
Those who live with EBV know that the symptoms can be overwhelming, impacting their ability to lead everyday, healthy lives and how or when they can work. When the Epstein-Barr virus reaches the level of impairment, filing a disability claim may be the only option policyholders have to protect themselves from financial devastation.
The problem is that insurance companies stand ready to deny EBV claims because their level of impairment differs for everyone, which means the medical proof necessary to file a valid claim can be difficult to compile without the help of disability claims lawyers.
Our national Epstein-Barr virus disability insurance attorneys assist policyholders with proving they qualify for disability benefits by showing that their medical conditions prevent them from performing full-time jobs — no matter where they live or work in the U.S.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
When is Epstein-Barr Virus Considered an Impairment?
Because Epstein-Barr virus symptoms are recurring, they can make even the most minor tasks seem overwhelming. Living with this condition can result in ongoing symptoms that can disrupt their daily activities and overall quality of life — including their ability to work and make a living.
Like other chronic illnesses, the Epstein-Barr virus can impact the physical and emotional well-being of those who live with the condition, making working in any industry, in any position, more than a challenge — but unachievable. We can help.
Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
At Disability Insurance Law Group, We Also Offer Insurance Claims For The Following Conditions:
Contact our Florida and nationwide disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment, so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.