The Safety Net of Long-Term Care Insurance: What Happens When Insurers Push Back
Long-term care (LTC) insurance was designed to give policyholders peace of mind at a time in life when they are most vulnerable. Whether it covers in-home care, assisted living, or...
Why Most Disability Insurance Appeals Fail, and What Sets Successful Appeals Apart
When disability insurance claims are denied, most policies give policyholders the right to file an appeal. On paper, the appeals process is meant to give claimants a fair second chance....
Long-Term Care Insurance Law Done Right: Protecting Policyholders Nationwide
Long-term care insurance (LTCI) is designed to help policyholders cover the costs of essential daily care when they can no longer live independently. As these policies have grown in popularity, the...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Guardian Berkshire Disability Insurance Claim Attorneys in Florida and Nationwide
The Guardian Life Insurance Company owns a subsidiary called Berkshire Life Insurance Company that handles the disability insurance products for Guardian. At Disability Insurance Law Group, we often refer to these entities as Guardian/Berkshire. While Guardian/Berkshire offers some of the best disability insurance policies on the market, it does not always do as good a job at honoring them.
If you purchased disability insurance coverage through Guardian/Berkshire, you might find yourself frustrated by the companies’ constant delay tactics. You might even have found that they denied your claim for no reason. Our attorneys can help you hold them accountable and seek the disability benefits you deserve.
They Do Everything Possible To Avoid Paying
Many people choose Guardian/Berkshire because its disability insurance policies can offer excellent coverage. The problem, though, is that they rarely accept claims without a fight and too often wrongfully delay, deny and underestimate many perfectly valid claims.
In one infamous case, Guardian/Berkshire canceled the insurance policy of a man who had muscular dystrophy, even though he needed the medical services covered by his insurance just to survive. The insurance provider preferred to cancel his policy completely instead of providing his benefits.
Here To Protect Your Rights
Sadly, cases like this man’s are much too common. Our Florida and nationwide disability insurance lawyers see them every day. The good news is that we know exactly which steps to take to counteract Guardian’s underhanded strategies. In all, we have recovered millions of dollars in insurance benefits for clients with disabling injuries and illnesses.
At Disability Insurance Law Group, We Also Offer Insurance Claims For The Following companies:
Disability Insurance Law Group has a proven record of securing favorable results against insurance giants such as Guardian Berkshire. You can rely on us for representation from the beginning of your claim to the end. Call us at 954-989-9000 in Florida and nationwide or send us an email to request a free, confidential initial consultation with one of our staff members.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.