Chronic and Catastrophic Illness Riders: What Every Life Insurance Policyholder Needs to Know
Life insurance isn’t just about protecting loved ones after you’re gone—it can also offer vital financial support while you’re still living. Chronic and catastrophic illness riders are optional policy add-ons...
Don’t Sign Away Your Rights: The Risks of Alternative Plans of Care in LTC Insurance Claims
Long-term care (LTC) insurance policies are designed to provide financial support when individuals require assistance with daily living due to age, chronic illness, or cognitive decline. Many of these policies...
From Paper Trails to Power Moves: How to Build a Disability Appeal That Actually Gets Results
When a disability insurance claim is denied, it’s not just a bureaucratic setback—it’s a threat to your financial stability, health security, and peace of mind. Fortunately, a denied claim doesn’t...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Insomnia Disability Claims Attorneys Representing Policyholders Throughout the U.S.
At Disability Insurance Law Group, our nationwide claims attorneys know insomnia is a common sleep disorder. According to the National Institutes of Health, individuals with insomnia may have trouble falling asleep, staying asleep, or getting good-quality sleep.
This happens even if individuals have the time and environment to sleep well. Insomnia can get in the way of your daily activities and may make you feel sleepy during the day.
For some people, insomnia is a minor inconvenience. For others, insomnia can be a major disruption. Unfortunately, the reasons why insomnia happens can vary just as widely, which is why the condition is often disputed as a disability.
When a disability insurance claim is denied, it can physically, emotionally, and financially devastate people living with insomnia. We want to help.
Our national insomnia disability insurance attorneys assist policyholders through the U.S. in strategically submitting their claims by outlining the severity of their conditions, compiling the necessary medical records to support their disabilities, and negotiating with their private or employer-provided insurer to achieve the benefits they are entitled to for their impairment.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
When is Insomnia Considered an Impairment?
According to the Mayo Clinic, insomnia symptoms may include:
Daytime tiredness or sleepiness.
Difficulty falling asleep at night.
Difficulty paying attention, focusing on tasks, or remembering.
Increased errors or accidents.
Irritability, depression, or anxiety.
Not feeling well-rested after a night’s sleep.
Ongoing worries about sleep.
Waking up during the night.
Waking up too early.
Chronic insomnia may also be associated with medical conditions. Treating the medical condition may help improve sleep, but insomnia may persist after the medical condition improves.
Additional common causes of insomnia include:
Mental Health Disorders
Anxiety disorders, such as post-traumatic stress disorder, may disrupt sleep. Awakening too early can be a sign of depression. Insomnia often occurs with other mental health disorders as well.
Medical Conditions
Examples of conditions linked with insomnia may include, but are not limited to, chronic pain, cancer, diabetes, heart disease, asthma, gastroesophageal reflux disease (GERD), overactive thyroid, Parkinson’s disease, and Alzheimer’s disease.
Sleep-Related Disorders
Sleep apnea causes individuals to stop breathing periodically throughout the night, interrupting sleep. Restless legs syndrome causes unpleasant sensations in the legs and an almost irresistible desire to move them, which may prevent sufferers from falling asleep.
Insomnia can impact both your mental and physical health, as well as your overall quality of life. The last thing you need is your disability insurance provider disputing or denying your claim.
Insomnia may be a symptom of another condition that is a disability, depending on its impact. We can help you clear your disabling condition to your insurer so you can pursue the benefits you deserve from your policy.
Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
At Disability Insurance Law Group, we also offer insurance claims for the following conditions:
Contact our national insomnia disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.