When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Liberty Mutual Disability Insurance Claim Attorneys in Florida and Nationwide
The name Liberty Mutual implies freedom and a partnership between insurer and insured. Liberty Mutual Insurance Group, however, does everything in its power to restrict its policyholders’ rights, and it does not care about reciprocating its relationship with policyholders.
Our team at Disability Insurance Law Group understands this because we have spent more than two decades fighting to overturn unjustly denied disability claims filed with Liberty Mutual. If Liberty has denied or delayed your claim, we can help you stand up to them. Based in Florida, our reach spans across the United States.
Liberty’s Notorious Reputation For Bad Faith
Liberty Mutual is one of the worst offenders when it comes to denying or delaying disability insurance claims. It routinely appears in federal court as the result of lawsuits or regulatory violations. Its bad faith tactics have even earned it the nickname “Slippery Liberty” within the industry. Some of its tricks include:
Using its own doctors instead of listening to yours.
Requesting peer reviews from doctors likely to give negative opinions.
Buying out policies for less than they are worth.
Secretly surveilling claimants to gather incriminating evidence.
Requiring objective evidence for subjective conditions.
These are just a few of the strategies we regularly challenge and overcome for our clients. In decades of combined practice, our disability insurance lawyers have recovered millions of dollars in total benefits for claimants. Against such a strong corporation, you deserve to have us on your side.
At Disability Insurance Law Group, We Also Offer Insurance Claims For The Following companies:
Our attorneys have the knowledge and experience necessary to help you seek disability insurance benefits, even if Liberty does not want to give them to you. Ask us for a free, confidential initial consultation by calling our Florida and Nationwide office at 954-989-9000. You can also contact us online.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.