When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
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I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Dedicated Disability Insurance Claims Attorneys in Minnesota
At Disability Insurance Law Group, our Minnesota claims attorneys are dedicated to delivering personalized representation backed by decades of combined legal expertise. We focus exclusively on assisting policyholders in securing the benefits they rightfully deserve, regardless of the type of policy or the challenges presented by the insurance company.
Insurance providers often employ tactics to delay or deny legitimate claims, creating unnecessary financial and emotional burdens for individuals and families. With a population exceeding 5.7 million, countless Minnesota residents face these hurdles yearly. Our mission is to provide the legal support necessary to help Minnesotans obtain disability, life, long-term care, and other insurance benefits with confidence.
We are passionate about advocating for justice for those treated unfairly by their insurers. Every case is an opportunity to protect the rights of our clients during some of the most trying moments of their lives. By holding insurance companies accountable for their actions, we work tirelessly to secure the financial stability and peace of mind our clients deserve.
If your insurance claim has been delayed or denied, our Minnesota disability insurance lawyers are here to help. Schedule a free consultation today, and let us guide you through resolving your claim and achieving the results you need to move forward.
What Types of Claims Does the Disability Insurance Law Group Handle?
At Disability Insurance Law Group, we are passionate about safeguarding the interests of individuals and families in Minnesota and across the country. With extensive experience and a relentless commitment to achieving justice, we stand firm against the unfair practices often employed by insurance companies.
No matter if you have a privately purchased policy or are covered under an employer-sponsored plan subject to ERISA, our knowledgeable Minnesota insurance claims attorneys are here to provide steadfast support.
We assist clients with a wide range of needs, including:
No matter where you stand in the claims process—whether you’re submitting a new claim, disputing an issue with your insurer, or appealing a denial—our experienced Minnesota insurance claims attorneys are ready to assist. We are committed to providing personalized support tailored to your unique situation. Reach out to us today for a free consultation, and let us help you navigate the complexities of your claim while delivering the dedicated advocacy you need to achieve a fair outcome.
How Can Minnesota Residents Benefit from Partnering with Disability Insurance Claims Attorneys?
The Minnesota Compass, a Wilder Research project, reports the most recent data on the disability community in Minnesota. As of 2023, 659,000 Minnesotans, or about 12% of the state’s population, have at least one disability. Unfortunately, not all of you are experiencing the same experience when pursuing a disability claim.
Minnesota residents facing challenges with disability insurance claims can gain significant advantages by working with skilled attorneys who specialize in this area. From the outset, an experienced lawyer can simplify the often overwhelming claims process, ensuring that your application is complete, accurate, and adheres to all policy requirements. This proactive approach minimizes the risk of unnecessary delays or denials.
If you’re already navigating disputes with your insurer or dealing with a denied claim, a knowledgeable attorney becomes your advocate, analyzing the insurer’s reasoning, gathering supporting evidence, and building a strong case on your behalf.
Our skilled Minnesota disability claims attorneys are well-versed in insurance companies’ tactics to undervalue or deny claims and can effectively counter these strategies.
Partnering with Disability Insurance Law Group also provides peace of mind. Instead of struggling to interpret complex policy language or respond to insurer demands, you’ll have a dedicated professional handling these details, allowing you to focus on your health and well-being. With personalized representation, Minnesota residents can feel confident they’re taking the proper steps to secure the benefits they deserve.
Can a Minnesota Disability Insurance Lawyer Help If My Claim Has Already Been Denied?
Absolutely. If your disability insurance claim has been denied, our Minnesota disability insurance lawyers can provide crucial support to help turn things around. Insurance companies often deny claims for reasons such as insufficient medical evidence, missed deadlines, or policy exclusions. Our experienced attorneys can review your denial letter, identify the issues raised by the insurer, and develop a strategic plan to challenge the decision.
We will gather additional medical records, expert opinions, and other evidence to strengthen your appeal. They’ll also ensure that all deadlines and procedural requirements are met, particularly if your policy is governed by ERISA, which imposes strict timelines and legal standards.
By partnering with our distinguished lawyers, you gain an advocate who understands insurers’ tactics and how to counter them effectively. Whether through negotiation, a formal appeal, or litigation, our skilled Minnesota disability insurance lawyer can work to secure the benefits you’re entitled to while alleviating the stress of handling the process on your own.
Contact Our Skilled Minnesota Disability Insurance Claims Attorneys Today for Help
At Disability Insurance Law Group, we recognize the unique struggles Minnesota residents face when navigating disability insurance claims. Whether you’re starting the claims process, fighting back against a denial, or dealing with the unexpected termination of your benefits, our skilled attorneys are here to provide customized support and tenacious representation.
Reach out to us at 954-989-9000 or connect with us online today to schedule a free consultation. Let us discuss your situation and explore how we can help you obtain the benefits you are entitled to.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.