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At Disability Insurance Law Group, our nationwide claims attorneys represent policyholders with neck / cervical disorders because we know it is common for insurance companies to dispute or deny their claims.
The severity and impact of these disorders can vary, and treatment options may include medications, physical therapy, surgery, or a combination of these, depending on the specific diagnosis and individual circumstances. While the policyholder works through the treatment that might be right for their disorder, the insurance company may refute their claim, stating they can still work. We disagree.
When a disability insurance claim is denied, it can physically, emotionally, and financially devastate neck / cervical disorder sufferers. We want to help.
Our national neck / cervical disorders disability insurance attorneys assist policyholders throughout the U.S. in strategically submitting their claims by outlining the severity of their conditions, compiling the necessary medical records to support their disabilities, and negotiating with their private or employer-provided insurer to achieve the benefits they are entitled to for their impairment.
Call us today to learn more about how we have successfully produced real results for real people across the U.S. who need our help and how we can assist you in moving forward with confidence during a free consultation.
When are Neck / Cervical Disorders Considered Impairments?
Various types of disabling neck or cervical disorders can affect the cervical spine — the seven vertebrae that comprise the neck. These disorders can result from injuries, degenerative changes, infections, or other underlying medical conditions.
Here are some common types of disabling neck disorders:
Cervical Radiculopathy
This condition occurs when a nerve root in the cervical spine is compressed or irritated, leading to pain, numbness, and weakness radiating down the arm. Cervical Radiculopathy can result from herniated discs, bone spurs, or degenerative changes in the spine.
Cervical Myelopathy
Myelopathy refers to dysfunction of the spinal cord. Cervical myelopathy occurs when the spinal cord in the neck is compressed, leading to symptoms such as difficulty walking, hand clumsiness, and loss of fine motor skills. Degenerative changes, spinal stenosis, and herniated discs can cause this condition.
Neck Sprain or Strain
A neck sprain involves the stretching or tearing of ligaments, while a strain involves injury to muscles or tendons in the neck. Trauma, like whiplash from car accidents or sports injuries, can lead to significant neck sprains or strains.
Herniated Disc (Cervical Disc Herniation)
The gel-like center of a spinal disc protrudes through the outer layer, potentially pressing on nerves and causing pain. This can be caused by wear and tear or disc degeneration.
Cervical Spondylosis
Also known as neck osteoarthritis, cervical spondylosis involves the degeneration of the discs and joints in the cervical spine. Aging, wear and tear, and genetic factors can cause Cervical Spondylosis.
Spinal Stenosis
The narrowing of the spinal canal can put pressure on the spinal cord and nerves, leading to pain, numbness, and weakness. Degenerative changes, herniated discs, and arthritis can lead to spinal stenosis.
Neck Fractures
Fractures or breaks in the neck bones, like the vertebrae or the odontoid process of the axis. Common causes of neck fractures may include trauma that occurs during car accidents or falls.
Infections of the Neck
Infections in the neck, such as osteomyelitis or discitis, can cause pain and swelling and may lead to neurological symptoms resulting from bacterial or viral infections.
Tumors in the Neck
Abnormal growths in or around the spinal cord or nerves in the neck can cause pain and neurological symptoms, typically resulting from primary or metastatic tumors.
While this is not an exhaustive list of neck and cervical disorders, if any of these diagnoses keep you from working, you may be eligible to pursue your disability insurance coverage for financial support.
Whether your disability insurance coverage was underwritten as a private or employer-provided policy, we have over 50 years of combined experience pursuing all insurance coverages and corporations for the benefits policyholders nationwide deserve.
At Disability Insurance Law Group, we also offer insurance claims for the following conditions:
Contact our national neck/cervical disorders disability insurance attorneys today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our legal skills and resources to work for you — no matter where you live or work in the U.S.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
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