When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
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As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
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My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
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am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
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I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Trusted Insurance Claims Attorneys in Orlando, Florida
At Disability Insurance Law Group, our Orlando attorneys have more than 50 years of combined experience protecting the rights of individuals and families pursuing insurance benefit claims in Florida and across the nation.
No matter where you live or work in the United States, our Orange County insurance claims attorneys can help you understand your rights as a policyholder under your state’s laws, file a claim, or appeal a denied claim so you can access the benefits you are entitled to, no matter which type of insurance you carry.
Whether pursuing a private or employer-provided group insurance policy, the contract is legally enforceable between you and your insurance company. If the insurance company disagrees with the simplest definition of coverage, you do not have to take its word for why they are unwilling to fulfill their end of your agreement.
We know coverage denial of any kind causes overwhelming financial and emotional stress.
This is why we are here.
Contact our skilled insurance claims attorneys in Orlando today for help. We will listen to your story during a free consultation and never charge attorney fees unless we win your case.
What Types of Insurance Claims Does Disability Insurance Law Group Handle?
Disability Insurance Law Group attorneys use our over 50 combined years of legal knowledge, skills, and resources to protect our clients’ rights — no matter which insurance company holds their policies or the type of policy they have.
Whether you have private or group insurance coverage, our dedicated Orlando insurance claims attorneys represent clients with the following:
The laws governing each type of these coverages are vastly different and vary from state to state. While the insurance industry is regulated, and laws are in place to protect consumers, insurers are also businesses motivated to maximize profits. This means approving every claim that comes across their desks will not happen. Even those that are legitimate insurance policy claims.
No matter where you are in the claim process, we can help by:
Getting your initial insurance application approved.
Preventing insurance benefit denials.
Submitting a robust appeal package if you have already been denied benefits.
Negotiating a lump sum settlement when appropriate.
Filing a legal claim against your insurance company.
The insurance and employee benefits lawyers in Orlando at Disability Insurance Law Group have represented clients from all walks of life, no matter where they live or work in the U.S.
We have successfully recovered millions of dollars for our clients in long-term disability, short-term disability, individual disability, long-term care, and life insurance disputes.
We can pursue the same positive results for your insurance claim, too. Contact our Orlando insurance claims lawyers today to learn more.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
Can the Insurance Company Deny My Legitimate Claim?
Insurance companies throughout the U.S. employ representatives who follow corporate processes and long-standing tactics designed to minimize risks to pay injured parties as little as possible.
Common strategies insurance representatives use to dispute or deny legitimate claims may include, but are not limited to:
Missed filing deadlines.
Lack of medical evidence and documentation.
Uncovered conditions, accidents, or losses.
Because the language in insurance policies is difficult to understand, insurance representatives may strategically interpret the policy language in their favor, state the policyholder failed to meet the policy requirements or cite specific policy exclusions and limitations to deny a claim.
Since it is impossible to know whether the insurance company is saying is true, many policyholders get frustrated and give up. Do not allow the insurance company to win. Get the help you need to hold them accountable for your entire policy benefits so you can confidently move forward.
The Orlando insurance claims attorneys at Disability Insurance Law Group can help you assert your rights at any point during the insurance benefits claims process, whether you are applying for benefits, in the middle of the review process, appealing a denial, filing a lawsuit against your insurance company, or are interested in negotiating a lump-sum buy out of your claim.
Directions from Orlando to Disability Insurance Law Group:
Total Est. Time: 2 hr 56 min Total Est. Distance: 205 Miles
Head west on E South St toward S Orange Ave
Turn left to merge with I-4 Express
Merge with I-4 Express
Keep left at the Y junction to stay on I-4 Express
Use the left lane to take the exit toward Miami
Merge with Florida’s Tpke
Continue onto FL-91 S/Florida’s Tpke
Continue onto Florida’s Tpke
Take exit 62 for FL-870 E
Use any lane to turn left onto FL-870 E/W Commercial Blvd
Contact our skilled disability insurance claims denial attorneys in Orlando, Florida, and nationwide today by calling (954)-989-9000 or contact us online to schedule a completely free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.