When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
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I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Trusted Insurance Claims Attorneys in Tallahassee, Florida
At Disability Insurance Law Group, our Tallahassee claims attorneys know that having accidental death and dismemberment, long-term care, life, healthcare, or disability insurance from a private or employer-provided group policy provides a sense of security and peace of mind knowing that you have a safety net in place if you need financial help after an accident, illness, or loss of loved one changes your circumstances.
When any of the 197,000 people who call Tallahassee home are met with an insurance company dispute or denial of benefits, it can shatter that sense of security, leaving them feeling vulnerable and uncertain about their financial futures. Most Florida policyholders feel frustrated, angry, or resentful toward the insurance company, which doesn’t change its response but may hinder their ability to access necessary medical treatment, rehabilitation services, and support resources essential for them to move forward.
We understand. This is why our Leon County insurance claims attorneys are here.
Our long-standing expertise can be invaluable in preparing an initial claim or responding to a dispute or denial that maximizes the benefits under your policy, producing results for you and your family.
With over 50 years of combined experience, our insurance claims attorneys focus solely on representing policyholders pursuing the benefits they are entitled to, no matter which type of insurance they carry or who the provider may be.
Contact our skilled insurance claims attorneys in Tallahassee today for help.
What Types of Claims Does the Disability Insurance Law Group Handle?
Our Disability Insurance Law Group attorneys have the knowledge and experience to protect individuals and families in Tallahassee, throughout Florida, and nationwide against unfair or illegal treatment by insurers.
Whether you have private or group insurance coverage, our dedicated Tallahassee insurance claims attorneys represent clients with the following:
No matter which stage of the insurance claim process you are in — whether you are filing an initial claim, responding to an insurance company dispute, or have already been denied benefits — we can help. Contact our dedicated Tallahassee insurance claims attorneys today to discuss your claim during a free consultation.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
How Can a Tallahassee Insurance Attorney Help with a Denied Disability Claim?
At Disability Insurance Law Group, our Tallahassee claims attorneys know disability insurance provides a source of income replacement if you cannot work due to a disability. It helps cover essential living expenses, like mortgage or rent payments, utilities, groceries, and medical bills, ensuring you can maintain financial stability and support yourself and your family during disability.
It also safeguards your income and assets from the financial impact of a disability by preventing the depletion of savings, retirement funds, and other assets you have accumulated, preserving your long-term financial well-being.
When you receive a disability insurance claim dispute or denial, it can instill fear and uncertainty about how you will manage financially without the support of insurance benefits.
Help you understand your rights under your policy and applicable laws, including Employee Retirement Income Security Act(ERISA) regulations, if your policy is employer-provided.
Review the insurance company’s denial letter and thoroughly examine your claim file to understand the reasons for the denial and assess whether it was lawful and justified based on the evidence provided and applicable legal standards.
Gather additional evidence to support your disability claim, including obtaining medical records, expert opinions, vocational assessments, and other documentation that strengthen your case and address any deficiencies the insurance company identifies.
Craft a thorough and compelling appeal letter that addresses the reasons for the denial, provides additional evidence and documentation, and presents persuasive arguments supporting your claim.
Guide you through the appeals process, ensuring you meet all deadlines, submit all required documentation, and follow the appropriate procedures and deadlines for appealing a denied disability claim.
Advocate for your rights and interests during appeals, communicating with the insurance company to seek a favorable resolution, including the reinstatement of benefits, a revised decision, or a fair settlement.
If negotiations with the insurance company fail to resolve the dispute, our experienced disability insurance claims attorneys will represent you in litigation, including filing a lawsuit in federal or state court to challenge the denial of your disability claim.
Contact Our Skilled Insurance Claims Attorneys in Tallahassee, FL Today
Contact our skilled insurance claims attorneys in Tallahassee, Florida, and nationwide today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Directions from Tallahassee, Florida to Disability Insurance Law Group
Total Est. Time: 6 hr 31 min Total Est. Distance: 451 miles
Get on I-10 E from US-90 E/Mahan Dr
Continue on I-10 E. Take I-75 S and Florida’s Tpke to FL-870 E/W Commercial Blvd in Tamarac. Take exit 62 from Florida’s Tpke
Merge onto I-10 E
Take exit 296A to merge onto I-75 S toward Tampa
Keep left at the fork to continue on Florida’s Tpke
Continue onto FL-91 S/Florida’s Tpke
Continue onto Florida’s Tpke
Take exit 62 for FL-870 E
Continue on FL-870 E/W Commercial Blvd to your destination in Fort Lauderdale
Use any lane to turn left onto FL-870 E/W Commercial Blvd