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Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
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I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Skilled Insurance Claims Attorneys in Gainesville, Florida
At Disability Insurance Law Group, our claims attorneys in Gainesville are uniquely positioned to understand the challenges the city’s over 140,000 residents face. We recognize the hard work they put in to keep their households running smoothly, and we specialize in cases where an individual’s physical or mental impairment significantly limits one or more major life activities, preventing them from working—so they can access their disability insurance benefits for help.
Our Alachua County disability insurance lawyers know without prompt access to their benefits, Gainesville residents’ loss of income can lead to difficulty paying bills, meeting financial obligations, and maintaining the family’s standard of living.
Our long-standing expertise can be invaluable in building an initial claim or responding to a dispute or denial that produces results for you and your family by maximizing your benefits under your policy.
With a collective experience of over 50 years, our insurance claims attorneys at Disability Insurance Law Group are dedicated and deeply committed to representing policyholders. We are unwavering in pursuing the benefits our clients are entitled to, regardless of the type of insurance they carry or the provider.
What Types of Claims Does the Disability Insurance Law Group Handle?
Our Disability Insurance Law Group attorneys have the knowledge and experience to protect individuals and families in Gainesville, throughout Florida, and nationwide against unfair or illegal treatment by insurers.
Whether you have private or group insurance coverage, our dedicated Gainesville insurance claims attorneys represent clients with the following:
No matter which stage of the insurance claim process you are in — whether you are filing an initial claim, responding to an insurance company dispute, or have already been denied benefits — we can help. Contact our dedicated Gainesville insurance claims attorneys today to discuss your claim during a free consultation.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
Why is My Disability Insurance Claim Being Disputed or Denied?
Disabilities not only keep our clients from working, but they can entail additional expenses related to medical care, rehabilitation, assistive devices, home modifications, and specialized services. These costs can quickly add up and place an extra financial burden on families.
When their disability insurance claims are disputed — placing their benefits on hold — or denied altogether, their lives become increasingly challenging.
Some of the most common reasons disability insurance claims are denied include, but are not limited to:
Inconsistent or Incomplete Application
Errors, inconsistencies, or incomplete information on the disability benefits application can result in denial. You must provide accurate and thorough information, including medical history, work history, and functional limitations, to avoid delays or denials in the application process.
Lack of Sufficient Medical Evidence
One of the primary reasons for denial is a lack of sufficient medical evidence to support the claimant’s disability. The disability must be documented by medical records, diagnostic tests, physician statements, and other relevant documentation to establish its severity and impact on your ability to work.
Failure to Meet the Definition of Disability
Disability benefit programs have specific criteria and definitions of disability that applicants must meet to qualify for benefits. If your condition does not satisfy the program’s definition of disability or if the impairment is not severe enough to prevent substantial gainful activity, the claim may be denied.
Our Gainesville insurance claims attorneys provide in-depth policy review and analysis services to accurately interpret the policy’s language and understand how it applies to your situation. If your claim is disputed, we can help present the necessary information to the insurance company or appeal your denied claim.
Contact Our Skilled Insurance Claims Attorneys in Gainesville, FL Today
Contact our skilled insurance claims attorneys in Gainesville, Florida, and nationwide today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Directions from Gainesville, Florida to Disability Insurance Law Group
Total Est. Time: 4 hr 30 min Total Est. Distance: 307 miles
Get on I-75 S from S Main St and US-441 S
Head south on S Main St toward SW 1st Ave
At the traffic circle, take the 2nd exit and stay on S Main St
At the traffic circle, continue straight to stay on S Main St
Turn right onto FL-331 S/SW Williston Rd
Turn left
Slight left onto US-441 S
Turn right onto Co Rd 234
Turn left to merge onto I-75 S
Take Florida’s Tpke to FL-870 E/W Commercial Blvd in Tamarac. Take exit 62 from Florida’s Tpke
Merge onto I-75 S
Keep left at the fork to continue on Florida’s Tpke
Continue onto FL-91 S/Florida’s Tpke
Continue onto Florida’s Tpke
Take exit 62 for FL-870 E
Continue on FL-870 E/W Commercial Blvd to your destination in Fort Lauderdale