When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
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As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
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My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
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I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
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am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
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I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
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I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Skilled Disability Insurance Claims Attorneys in Georgia
At Disability Insurance Law Group, our Georgiaclaims attorneys, with over 50 years of combined experience, are well-equipped to handle each client’s distinct case. We focus solely on representing policyholders in pursuing the disability benefits they are entitled to, regardless of the type of insurance or the provider involved.
Our mission is to support individuals and families in securing the benefits they rightfully deserve, whether they are filing for disability, life insurance, long-term care, or any other type of coverage. We understand the emotional and financial strain when insurance companies challenge these claims. For the over 11 million people in Georgia, this resistance can profoundly impact their ability to sustain their livelihoods and avoid overwhelming debt. We are here to provide the compassionate guidance and advocacy needed to help navigate these difficult times.
Our advocacy at the Disability Insurance Law Group is not just a job; it’s a profound sense of purpose. We represent clients during their most challenging moments, standing up to powerful insurance companies that may prioritize profits over people. Every successful case reinforces our dedication to fairness and highlights our unwavering commitment to making a positive difference in our clients’ lives.
Contact our Georgia insurance claims attorneys for a free consultation if your insurance company creates obstacles instead of solutions. We’re here to help you navigate these challenges and provide the legal guidance to move forward.
What Types of Claims Does the Disability Insurance Law Group Handle?
Our Disability Insurance Law Group attorneys, fueled by their unwavering dedication and armed with knowledge and experience, protect individuals and families in Georgia and nationwide against unfair or illegal treatment by insurers.
Whether you have private or group insurance coverage, including those governed by ERISA, our dedicated Georgia insurance claims attorneys represent clients with the following:
Whether you are filing an initial claim, responding to an insurance company dispute, or have already been denied benefits, our dedicated Georgia insurance claims attorneys are here to help. Contact us today to discuss your claim during a free consultation.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
How Can Georgia Residents Benefit from Partnering with Disability Insurance Claims Attorneys?
According to the Centers for Disease Control, 2,256,555 Georgians have a disability. This equals 29% of the population or one in four adults in the state.
Navigating a disability insurance claim can be overwhelming and complex, especially when insurers create obstacles that delay or deny benefits. For Georgia residents facing long-term disabilities, partnering with an experienced disability insurance claims attorney can make all the difference.
Here are several vital ways they can benefit from working with our skilled attorneys when filing or appealing a disability claim.
Skilled Legal Guidance Through a Complicated Process
Disability insurance policies often contain confusing language, complex terms, and technicalities that can make the claims process challenging to navigate. Our experienced Georgia disability insurance attorneys understand the fine print and can help you interpret your policy, ensuring you meet all requirements and deadlines. This experience helps streamline the process, reducing the likelihood of errors that could lead to a denied claim.
Handling Insurance Company Tactics
Unfortunately, many insurance companies prioritize their profits over paying out claims. They may employ various tactics, such as requesting unnecessary documentation, delaying responses, or questioning the severity of your disability. Our disability claims lawyers in Georgia know how to recognize these tactics. We will advocate for you, ensuring the insurance company adheres to its legal obligations and treats your claim fairly.
Maximizing Your Chances of Approval
When filing a disability insurance claim, providing thorough documentation and evidence to support your case is essential. Our Georgia disability claims attorneys know what evidence is most persuasive to insurers and how to present your case effectively. From gathering medical records and expert opinions to helping you complete required forms accurately, we can build a strong case on your behalf, significantly improving your chances of approval.
Assistance with Denied or Delayed Claims
If your initial claim has been denied or delayed, our disability insurance claims attorney in Georgia can help you appeal the decision. Insurers may deny claims for various reasons, such as incomplete paperwork, insufficient medical documentation, or policy exclusions. We can identify the cause of the denial and craft a comprehensive appeal to challenge the insurance company’s decision. In many cases, having an attorney advocate can expedite the process and lead to a favorable resolution.
Protection of Your Legal Rights
Insurance companies may pressure you into accepting less than you deserve or denying your claim outright. We will protect your rights throughout the process, ensuring that you are treated fairly and that the insurance company complies with state and federal laws. Our Georgia disability claims lawyers handle communications with the insurer, preventing the company from exploiting your lack of legal knowledge.
Reducing Stress During a Difficult Time
Dealing with a disability is challenging enough without the added stress of fighting with an insurance company. By partnering with our Georgia disability insurance claims law firm, you can focus on your health and recovery while we handle the complexities of your claim. Knowing that our skilled professionals advocate for your best interests provides peace of mind during a difficult time.
No Upfront Costs
As part of our commitment to Georgia’s communities, our disability insurance claims attorneys operate on a contingency fee basis, meaning we only get paid if your claim is successful. This arrangement allows Georgia residents to access legal representation without worrying about upfront legal fees, making it easier to get the help they need without financial strain.
No matter where you are in the disability process—whether you’re applying for benefits, waiting for a determination, facing a denial, dealing with ongoing requests for information after approval, seeking a lump sum buyout, or considering litigation—our Georgia insurance claims attorneys have the extensive experience needed to assist you. We’ve handled thousands of disability claims and worked with nearly every disability carrier, ensuring you receive expert guidance at every step.
Contact our skilled insurance claims attorneys in Georgia and nationwide today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
We Also Serve Our Services in the Following States: