When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
Accidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an...
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
Filing a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can...
How to Respond to a Request for Additional Documentation During the LTD Review Process
If you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether...
I was so scared when my disability insurance company denied my claim. I had no idea how to prepare an appeal. I thought I would lose my house. They walked...
Former Client
I contacted Disability Insurance Law Group and they have been taking care of me since that first call. Alicia and her staff fought for me and kept me informed at...
Ms. B.
As a practicing general dentist for 35 years I did all the right things I was told to do by advisors. When I became unable to practice dentistry after a...
Dr. S.
My experience being a client of Ms. Mindy Chmielarz of Disability Insurance Law Group: I contacted Mindy from an advertisement after reviewing her AV rated status from her legal peers on...
Dr. JM
I realized one year ago I was going to need to file my disability claim and was urgently in need of expert legal counsel. My claim was extremely complicated and...
Dr. FM
am very grateful to Mindy Chmielarz for helping me with my disability claim. She is extremely experienced and knowledgeable in disability law. She was a tremendous asset and it was...
BT
I worked as a teacher for 15 years. I was in a car accident and despite 3 surgeries, I remained in constant pain. I filed my claim for disability insurance...
Paula R.
I struggled to continue to practice as a dentist after I was diagnosed with MS. After I developed a tremor in my hands, I knew I could no longer treat...
Dr. G.
I never imagined that I would have to discontinue my medical practice due to a disability. Unfortunately it happened, but I had appropriate disability insurance coverage. I knew that proper...
Trusted Insurance Claims Attorneys in Jacksonville, Florida
With more than 50 years of combined experience representing insurance policyholders in Florida and nationwide, our Jacksonville attorneys at Disability Insurance Law Group pride ourselves on protecting our client’s rights while aggressively pursuing results for their claims.
Our insurance claim attorneys in Duval County specialize in this area of law and deeply understand the legal framework, regulations, and case law that apply to accidental death and dismemberment, long-term care, life, healthcare, or disability benefits from private or employer-provided group insurance policies.
When the insurance company delays, disputes, or denies a substantial insurance claim that could mean the difference between financial stability and devastation, we use long-standing expertise to build a solid case that produces results.
Contact our skilled insurance claims attorneys in Jacksonville today for help.
What Types of Claims Does the Disability Insurance Law Group Handle?
Our Disability Insurance Law Group attorneys have the knowledge and experience to protect individuals and families in Jacksonville, throughout Florida, and nationwide against unfair or illegal treatment by insurers.
Whether you have private or group insurance coverage, our dedicated Jacksonville insurance claims attorneys represent clients with the following:
Let us help you pursue solutions quickly and effectively so you can focus on your physical and emotional well-being while we aggressively pursue the financial benefits you are entitled to.
Do I Need an Attorney to File a Disability Insurance Claim?
No law says you must partner with an insurance attorney to pursue a claim, no matter where you live in the U.S., which type of insurance you have, or who your insurer is.
However, your situation may dictate whether you need an attorney to file an insurance claim. Your case’s complexity, level of understanding of the insurance policy, and confidence in the insurance company’s handling of the claim can all provide insight as to whether you need legal help.
Our Jacksonville insurance claims attorneys provide guidance and representation for policyholders throughout the United States to help ensure our clients receive the benefits they are entitled to under their unique policies.
We will examine and address each detail of the:
Complexity of your unique claim, including navigating Employee Retirement Income Security Act (ERISA) claims.
Insurance policy terms.
Medical documentation and supporting paperwork.
Insurance company filing processes and deadlines.
If your disability claim is denied or you anticipate challenges, disputes, or delays in the claims process, our experience can be particularly valuable when dealing with complex cases, legal disputes, or insurance companies that are reluctant to pay out benefits.
No matter which stage of the claim process, we can help move your case positively.
Need help with an insurance claim?
Call Disability Insurance Law Group 954-989-9000 — we’re ready to fight for you.
What Are the Costs of Hiring an Insurance Claims Attorney?
The costs of hiring a disability insurance claims attorney can vary depending on several factors, including the attorney’s fee structure, the complexity of your case, and the stage of the claims process.
At Disability Insurance Law Group, our Jacksonville insurance claims attorneys represent clients in Florida and nationwide on a contingency fee basis.
This means that our attorney’s fee is contingent on the successful outcome of your case. If we win your case or obtain a favorable settlement, we will receive a percentage of the recovered benefits as our fee. All fee details are discussed, agreed upon, and placed in writing before we begin working on a claim so our legal services and the associated costs are completely transparent and fully understood by our clients.
How Long Will It Take to Produce Results for My Insurance Claim?
The timeline for producing results for your insurance claim can vary significantly depending on various factors, including the complexity of your claim, the type of insurance coverage, the insurance company’s policies and procedures, and the specific circumstances of your case.
The type of insurance you are filing a claim for can impact the timeline. For example, accidental death and dismemberment, long-term care, life, healthcare, or disability insurance claims have different processing times, including those from a private or employer-provided group insurance policy.
Complexity of the Claim
Complex claims may take longer to investigate and resolve than their more straightforward counterparts.
Documentation
The completeness, accuracy, and timely submission of the documentation we provide to the insurance company can help expedite the process.
Communication
Effective communication with the insurance company and prompt responses to their requests for information or documentation can help move the process along more smoothly.
Insurance Company Policies
Different insurance companies may have varying policies and procedures for handling claims. Our extensive experience lets our clients know what to expect from their carrier.
Type of Coverage
Some insurance policies have mandatory waiting periods, known as elimination periods before benefits are payable. For example, disability insurance policies may require a certain number of days of disability before benefits begin.
Claims Disputes
If there are disputes or disagreements about the claim, resolution may take longer, potentially leading to legal or arbitration processes.
Applicable Laws and Regulations
The specific laws and regulations governing insurance claims in your jurisdiction can influence the process. Some regions have regulations that set particular timelines for claims handling. Our Jacksonville insurance claims attorneys represent clients in all 50 states and will help you understand how local laws impact your claims.
While providing a specific timeframe for insurance claims is challenging, our disability insurance claims attorneys in Jacksonville have exceptional experience and knowledge in effectively pursuing benefits for our clients. We work to maximize your benefits under your policy, ensuring you receive the financial support you need for your unique circumstances.
Directions from Jacksonville to Disability Insurance Law Group:
Total Est. Time: 4 hr 34 min Total Est. Distance: 322 Miles
Head east on E Union St toward N Ocean St
Turn left onto N Ocean St
Use the left lane to turn left onto E State St
Turn left onto US-1 S/N Main St
Continue onto FL-10 E
Merge with FL-10 E
Keep left
Merge with I-95
Take exit 32 for FL-870/Commercial Blvd
Keep right at the Y junction, follow signs for Lauderhill and merge with FL-870 W/NW 50th St/W Commercial Blvd
Contact our skilled insurance claims attorneys in Jacksonville, Florida, and nationwide today by calling 954-989-9000 or contact us online to schedule a free and confidential case assessment so we can put our over 50 years of combined experience to work for you.
Do You Need Legal Counsel? We Invite You To Contact Us For A Free Consultation.
Fill out the form and we’ll be in touch with you shortly, or call us now at 954-989-9000.