It is essential that you understand the importance of preparing an appropriate appeal of your group disability insurance claim denial. Most group disability insurance policies fall under the Employee Retirement Income Act of 1974 ("ERISA"). ERISA...
Do You Have True Own Occupation Disability Coverage? You may be surprised.
The definition of disability included in your disability income insurance policy may be the most critical term in the entire insurance contract. This is particularly true in the medical profession where so many specialties exist and where the risk of...
A Successful Disability Insurance Claim begins with the Application
While many insured's believe that medical evidence of a disability is enough to obtain disability benefits from their disability insurance carrier, this unfortunately, is not the case. A successful disability insurance claim begins with the application...
Common Deceptive Disability Insurance Company Tactics
Disability insurance companies often employ common insurance company tactics when investigating a claim or claimant. Insurance companies are businesses that profit when insurance claims are not paid. Accordingly, they spend a significant amount of money each year...