Your disability insurance company could be stalking you on Facebook. Be careful who you Friend or what you post on the internet. Insurance companies have become extremely savvy in how to use social media to "investigate" and ultimately deny insurance claims. Facebook,...
Month: January 2012
Pre-existing Condition Exclusions Are Often Misused by Companies to Deny Disability Insurance Claims
Most every group long-term disability policy will include a complete exclusion for any disabilities caused by a pre-existing condition. Private long-term disability insurance policies purchased by individuals normally also exclude coverage for a pre-existing condition...
Disability Insurance Policy Coverage and Denials
Recently, more and more disability insurance companies are denying claims on the basis that the individual or employee is not covered under the policy. More specifically, insurance companies are asserting that at the time the individual became disabled the policy at...
Does It Matter Whether You Are Considered Totally or Partially Disabled Under Your Disability Insurance Policy If You Are Receiving Benefits? Yes.
Does it matter whether you are considered Totally or Partially Disabled under your disability insurance policy if you are receiving benefits? Yes. This is because under many disability insurance policies, an individual with a Partial Disability will be paid only...