The value of making sure all necessary proof of disability is obtained and clarified prior to filing a claim for disability benefits is imperative to the success of any claim, whether it is filed under a group policy, an individual policy, or multiple policies...
Application Process
The Fundamental Flaw in Utilizing CPT Codes to Analyze a Physician’s Pre-Disability Occupational Duties When an Insurance Company “Investigates” a Disability Insurance Claim
For years, insurance companies have aggressively marketed their disability insurance coverage to physicians, specifically targeting "specialists" with attractive "Own Occupation" protection. They induced physicians to purchase disability insurance with liberal...
Applying for Disability Benefits Requires a Properly Completed Application
When applying for disability insurance benefits it is extremely important that the application for benefits is properly completed and that there are no ambiguities that can be misrepresented or misinterpreted by the insurance carrier. The application is the insured's...
A Successful Disability Insurance Claim begins with the Application
While many insured's believe that medical evidence of a disability is enough to obtain disability benefits from their disability insurance carrier, this unfortunately, is not the case. A successful disability insurance claim begins with the application...