Dr. Leonor, a dentist, recently sued Provident Life and Accident Company after it paid and then terminated his total disability benefits under his disability income insurance policies. The disability income insurance policies at issue obligated Provident to pay total disability benefits in the event that Dr. Leonor became unable to perform "the important duties of [His] Occupation." The dispute at issue turned entirely upon which duties Dr. Leonor needed to be unable to perform in order to qualify for total disability benefit payments under his disability income policy.
