Appealing A Claim Denial
Unum Wrongly Denied Long Term Disability As Pre-Existing Condition
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialDisability insurance policies often ban coverage for disability that stems from pre-existing conditions. In other words, if someone had a medical problem within a specified time frame prior to their
ERISA Disability Insurance Appeals – Appealing A Long Term Disability Denial
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialIndividuals who receive short term disability and long term disability coverage as a benefit of their employment are often shocked when their insurance carrier unreasonably delays the review and approval of
Did The 2004 Multi-State Settlement Deter Unum Provident From Continued Bad Faith Claims Handling?
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsAlmost fifteen years ago, Unum Provident entered into a historic multi-state settlement with 3 lead states, 46 other states and the District of Columbia, as well as the U.S. Department
Northern District Of Oklahoma Finds That Unum Acted Arbitrarily And Capriciously In Denying Disability Insurance Claim Of Pharmacist With A Physical Condition Requiring Narcotic Pain Medication
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesA recent case out of the North District of Oklahoma, Anderson-Posey v. Unum Life Ins. Co. of Am., involved a long-term disability insurance policy issued by Unum Provident and governed under
Jury Verdict For $7.6 Million To Chiropractor For Denial Of Disability Insurance Benefits Upheld By Court Of Appeals
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesChiropractic Physician, Joan Hangarter, owned her own chiropractic practice in Berkeley, California and during a typical day she would treat between 30 and 50 patients. In 1989, Dr. Hangarter purchased
Disability Insurance Denial Answers
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialInsurance Companies such as Aetna, Assurant, Berkshire, Cigna, Guardian, Liberty Mutual, MetLife, Reliance, Standard, and Unum are well-known for unfair and biased claims review processes, misrepresenting the facts, and for
Disability Insurance Policy Lump Sum Buyouts
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesA disability insurance policy lump sum buyout is where an insurance company pays an individual an agreed upon lump sum amount of money to fully “buyout” the life of an
Getting And Keeping Your Disability Insurance Benefits
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsApplying for disability insurance benefits and maintaining those benefits requires an understanding of the policy’s terms as well as the tactics and review procedures utilized by many insurance companies throughout the duration of the disability claim. During
Unum Reports That More Breast Cancer Survivors Are Returning To Work After Short Term Disability Leave
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesOn October 4, 2012, **Unum announced that more than twice as many people who have battled breast cancer are returning successfully to work after short term disability leave. Unum explained that in
Unum Names New Head Of Individual Disability Policy Block To “Improve … Business.”
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsUnum announced that Jack McGarry, will be taking over Unum’s closed block of business in the United States. Unum’s closed block of business includes Unum’s individual disability policies issued almost