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December 2018 Archives

Debilitating PTSD makes living nearly impossible for some people

Many Florida residents experience traumatic events. Some of them are able to deal with the situation and move on with life within a reasonable amount of time. However, others cannot move on from the trauma quite to so easily. They tend to bear the scars from the event for a significant amount of time and to the point where it takes over normal life.

Inability to Perform an Essential Duty is Total Disability

When faced with a disability claim, the definition and interpretation of "totally disabled" under your assigned plan is central to the outcome of your claim. As portrayed in Derichs v. AT&T Services, Inc., a recent US District Court for the District of Kansas case, the ambiguity contained in many plans could either hinder or aid your success.

Insurance company questions teen's new wheelchair request

In many instances, insurances companies in Florida and other states make an effort to meet the needs of families and individuals with unique care requirements. But one mother has experienced unexpected difficulties with her insurance provider about a request for a new, safer wheelchair for her 19-year-old son. The young man, who has cerebral palsy, has been using a wheelchair practically all of his life, but it recently fell into disrepair. While he has been using a donated scooter to get around, it presents some mobility challenges for the man.

Insurance company faces alleged violation of ERISA

A long-term disability policy is designed to help a Florida resident pay for costs related to treating medical issues. According to one woman, Liberty Life Assurance Co. failed to live up to the terms of a policy that she participated in. The suit was filed in U.S. District Court for the Southern District of Illinois, and it claimed that Liberty's actions were in violation of the Employee Retirement Income Security Act (ERISA).

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