Serving Florida and Nationwide
Call For A Free Consultation
(954) 989-9000
Serving Florida and Nationwide
Call For A Free Consultation (954) 989-9000

Holding Insurance Companies Accountable For The Coverage They Promised and The Benefits You Deserve. Serving Florida and Nationwide.

Insurance Company Tactics

Delay And Deception: Disability Insurer Tactics In Claim Denials

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Delay And Deception Insurance companies that sell short- or long-term disability insurance policies are in business to make a profit. It follows that they are not necessarily there to be

Did Your Disability Insurer Weaponize An Independent Medical Exam?

On Behalf of Disability Insurance Law Group | | Denied Disability Insurance Claim Insurance Company Tactics

Most disability insurance policies allow the insurer to arrange for a reasonable, relevant independent medical examination (IME) of the claimant. While on its face this sounds fair and even potentially

Disability Insurers Use Aggressive Surveillance To Deny Claims

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Using a variety of surveillance and investigation techniques, disability insurance companies often try to gather information about claimants’ daily activities. Then, they use the information to say the claimants are

LTD Insurer May Not Arbitrarily Discredit Treating Doctors’ Opinions

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

On March 22, 2021, the U.S. District Court in the Western District of Washington ordered Prudential to pay long-term disability (LTD) benefits to the claimant, a software engineer who said

Pre-Existing Condition And Disability Need Substantial Link To Deny Claim

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Most disability insurance policies contain clauses that provide for the denial of disability claims for the first policy year if the disabling impairment was a pre-existing condition during a period

Long-Term Disability Claimant’s Debilitating Pain Had Subjective And Objective Support

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

The U.S. Court of Appeals for the Sixth Circuit recently held in favor of a long-term disability (LTD) claimant whose insurance company denied his claim based largely on severe, chronic back

Social-Media Surveillance Of Disability Claimant’s Activities

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

We recently posted information in this space about how disability insurers use surveillance to investigate the lifestyles of their disability claimants to try to uncover evidence that the claimants’ activities

Insurers Use Of Drones In Surveillance Of Disability Claimants

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

When you are ill or injured to the point where you had to file a claim for disability benefits under your disability insurance policy, it can be disheartening to learn

Are You Under Surveillance By Your Disability Insurance Company?

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Surveillance is a frequent tool used by disability insurance companies to try to deny or terminate claims. We often hear from claimants: “I have nothing to worry about, because I am

Disability Insurance Company Claim Reviews – What Are They Looking For?

On Behalf of Disability Insurance Law Group | | Insurance Company Tactics

Throughout the time claimants are eligible for disability benefits and benefits are being paid, claimants are intermittently advised that their claim is being reviewed and that updated information is required. This often

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