What Can A Disability Attorney Do For You?On Behalf of Disability Insurance Law Group | | Disability Insurance – General Topics
Life does not stop because of a disability. Your mortgage or rent will still need to be paid, and your family still requires food, clothing and other basic necessities. You have secured a disability policy to protect you financially should you even be disabled. Unfortunately, there is no guarantee that the insurance company will come through for you if and when you need your policy. The fact is, insurance companies are in business to maximize profits despite promises to pay benefits when needed. They scrutinize claims very closely and often make the disability claims process a contentious one.
Avoid costly mistakes
The insurance claims process can be confusing, even when the claim involves an illness such as cancer or Parkinson’s disease or a disabling injury. Not fully understanding the terms of your policy as well as your rights and obligations under the policy can make a seemingly straightforward claim difficult. It can be easy to make an error that gives the insurer an excuse to deny your claim. At Disability Insurance Law Group our attorneys have extensive experience handling disability insurance claims and have helped thousands of our clients successfully navigate the disability claims process and negotiate settlements with the insurance company.
Guidance through the entire appeals process
Working with an experienced disability attorney often results in the claims adjuster treating a claim more fairly and objectively. If your claim has already been denied then having experienced and forceful legal representation will be of great benefit during the appeals process because an understanding of the applicable law is necessary for a successful appeal. The appeals process can be long and complex and is often an insured’s only opportunity to reverse a denial without having to file a lawsuit. An experienced lawyer can file a detailed and compelling appeal with the evidence needed to prove disability and prepare the claim for litigation should the carrier uphold its denial and force the case to court.
Most importantly, your disability attorney will take the burden of dealing with the insurance company off of you so you can focus on treatment, healing and adjusting to your new reality. For more information, please contact us to 954-989-9000 schedule a free initial consultation.