AD&D Claims
When Accidental Death Isn’t “Accidental”: How Insurers Use Policy Language to Deny AD&D Claims
On Behalf of Disability Insurance Law Group | | AD&D ClaimsAccidental Death and Dismemberment (AD&D) insurance promises financial protection after an unexpected tragedy. These policies are marketed as straightforward—if a person dies or suffers a serious injury due to an
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsFiling a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can
How to Respond to a Request for Additional Documentation During the LTD Review Process
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsIf you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether
Five Key Mistakes to Avoid When Appealing a Denied Disability Insurance Claim
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialBeing told your disability insurance claim has been denied can be overwhelming and discouraging, but it doesn’t mean your case is closed. You have the right to appeal, and many
Do Pre-Existing Conditions Automatically Disqualify You from Disability Benefits?
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsIf you’re living with a chronic illness or long-standing medical issue, you may worry that your pre-existing condition could disqualify you from receiving disability insurance benefits. It’s a valid concern,