Disability Insurance – General Topics
Understanding the Timeline: What Happens After You File a Long-Term Disability Claim?
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsFiling a long-term disability (LTD) claim is a significant step toward securing the benefits you need to maintain financial stability during a serious medical challenge. But what happens next can
How to Respond to a Request for Additional Documentation During the LTD Review Process
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsIf you’ve filed a long-term disability (LTD) claim, receiving a request for additional documentation from the insurance company can feel both stressful and confusing. You may wonder what’s missing, whether
Do Pre-Existing Conditions Automatically Disqualify You from Disability Benefits?
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsIf you’re living with a chronic illness or long-standing medical issue, you may worry that your pre-existing condition could disqualify you from receiving disability insurance benefits. It’s a valid concern,
How to Prove Total Disability vs. Partial Disability in Your Insurance Claim
On Behalf of Disability Insurance Law Group | | Disability Insurance – General Topics Disability Insurance PoliciesFiling a disability insurance claim can be overwhelming, especially when determining whether your condition qualifies as a total disability or a partial disability under your policy. Insurance companies scrutinize these
Disability Insurance and Self-Employed Professionals: What You Need to Know
On Behalf of Disability Insurance Law Group | | Disability Insurance – General Topics UncategorizedFor self-employed professionals, disability insurance is an essential safety net. Unlike traditional employees, entrepreneurs, freelancers, consultants, and small business owners cannot access employer-sponsored disability coverage. This makes individual disability insurance
What to Do If Your Insurer Claims You’re No Longer Disabled
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsReceiving long-term disability (LTD) benefits can provide crucial financial support when you’re unable to work due to a disabling condition. However, many claimants face an unexpected challenge: their insurance company may decide
How a Functional Capacity Evaluation (FCE) Can Impact Your Long-Term Disability Claim
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsWhen filing a long-term disability (LTD) claim, insurance companies often require claimants to undergo a Functional Capacity Evaluation (FCE). This assessment is designed to evaluate your physical and/or cognitive abilities to
What You Need to Know About Appealing an LTD Denial Based on “Objective Evidence”
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsIf your long-term disability (LTD) claim has been denied because of a lack of “objective evidence,” you’re not alone. Insurance companies often use this reason to deny claims, especially for conditions like chronic
10 Common Reasons Long-Term Disability Claims Are Denied—and How to Fight Back
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsLong-term disability (LTD) insurance is designed to provide financial support when you cannot work due to a disabling condition. However, insurance companies often deny valid claims, leaving claimants in a challenging situation.
Maximizing Your Disability Insurance Benefits: Tips from an Experienced Team of Nationwide Claims Attorneys
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsWhen individuals face a disabling illness or injury, having a disability insurance policy can provide crucial financial protection. However, navigating the claims process to ensure you receive the full benefits