Denied Disability Insurance Claim
The Fine Print of Policy Language: How Disability Insurers Use Ambiguities to Their Advantage
On Behalf of Disability Insurance Law Group | | Denied Disability Insurance Claim Disability Insurance – General Topics Disability Insurance PoliciesDisability insurance policies contain terms that appear clear at first glance—phrases like “own occupation,” “reasonable care,” and “ongoing proof of loss.” However, these seemingly straightforward terms can carry hidden meanings
Understanding Elimination Periods and Benefit Triggers in Long-Term Care Policies
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesLong-term care insurance is designed to offer peace of mind as you or a loved one ages and begins to need help with everyday activities. However, when the time comes
Proving Partial Disability for Business Owners and High-Income Professionals: Income Drop Isn’t Always Enough
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesDisability insurance policies often include partial or “residual” disability benefits for those who can still work in a limited capacity. These benefits are especially important for business owners, executives, doctors,
How to Handle Delays in Long-Term Care Insurance Claim Processing
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesLong-term care insurance provides financial support for individuals who need assistance with daily living activities due to aging, illness, or disability. However, one of the policyholders’ biggest frustrations is dealing
What Happens If Your Employer or Insurance Provider Misclassifies Your Disability?
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesWhen you file a disability insurance claim, you expect a fair evaluation of your condition and the benefits you are entitled to under your policy. However, misclassification of your disability
How to Prove Total Disability vs. Partial Disability in Your Insurance Claim
On Behalf of Disability Insurance Law Group | | Disability Insurance – General Topics Disability Insurance PoliciesFiling a disability insurance claim can be overwhelming, especially when determining whether your condition qualifies as a total disability or a partial disability under your policy. Insurance companies scrutinize these
Nurse Anesthetist With Drug Addiction Could Not Work Because He Put Patients At Risk
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesA federal appeals court on April 5, 2021, agreed with the trial court that the insurer had denied the short- and long-term disability insurance claimant’s applications wrongly and without the
Work-Related Injuries May Qualify For Short-Term And Long-Term Disability Benefits
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesInjuries that occur on the job may be compensated through a workers’ compensation claim. However, injuries that result in a prolonged absence or even permanent disability may qualify the employee
What You Need To Know Before Submitting An Appeal Of Your Group Short-Term Or Long-Term Disability Insurance Claim…
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesBefore you submit an appeal of your group short-term (“STD”) or long-term (“LTD”) disability claim, it is essential that you understand your obligations and rights under the applicable law. What
What Does Your Policy’s Declaration Page Do For You?
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesMost Florida residents rely on the insurance company they work with to get their policies right. After all, they may not feel as though they have a choice in purchasing