Disability Insurance Law Blog
Common Delay Or Denial Tactics Utilized By Life Insurance Companies
On Behalf of Disability Insurance Law Group | | Denied Life Insurance ClaimsLife insurance is often purchased to protect the surviving beneficiary or beneficiaries financially, especially if the insured was a breadwinner. Because of this, it is important that insurance companies timely pay life
COVID-19 Symptoms May Form Solid Bases For Disability Insurance Claims
On Behalf of Disability Insurance Law Group | | Application ProcessWhile the medical community has communicated that many people who get COVID-19 either have no symptoms or a mild case, they have also advised that many experience severe symptoms, even
COVID-19 Total Disability And First Responders & Healthcare Workers
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialFor most of the past year, hospital based nurses, doctors, and medical staff as well as first responders have been repeatedly exposed to the traumatizing effects of COVID-19. Watching patients
Disability Insurance Law Group Wins 11th Circuit Appeal Against The NFL
On Behalf of Disability Insurance Law Group | | Pro Athletes Disability BenefitsOn October 15th, the U.S. Court of Appeals for the 11th Circuit ruled in favor of our client, Darren Mickell, in the case, Mickell v. Bell/Pete Rozelle NFL Players Retirement Plan,
How Insurers Deny Long-Term Care Insurance Claims, Part 1
On Behalf of Disability Insurance Law Group | | Denied Long Term Care ClaimsWe are all at risk of needing a long-term care support system should we become chronically sick, sustain a long-lasting or permanent injury, develop problems with cognition or face frailty
Long-Term Disability Claimant’s Debilitating Pain Had Subjective And Objective Support
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsThe U.S. Court of Appeals for the Sixth Circuit recently held in favor of a long-term disability (LTD) claimant whose insurance company denied his claim based largely on severe, chronic back
Challenges Of A Disability Insurance Claim Based On Anxiety
On Behalf of Disability Insurance Law Group | | Application ProcessWe are currently having a collective experience that provokes some degree of natural anxiety in almost everyone. However, when the level of anxiety becomes overwhelming, it can prevent a person
Unum Wrongly Denied Long Term Disability As Pre-Existing Condition
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialDisability insurance policies often ban coverage for disability that stems from pre-existing conditions. In other words, if someone had a medical problem within a specified time frame prior to their
Establishing A Disability Insurance Claim Based On PTSD
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsThe challenges of COVID-19 are not limited to contracting the virus and becoming ill. Many people are experiencing extreme stress and even trauma as a result of the pandemic –
Long-Term Disability Policy Interpretation Under ERISA
On Behalf of Disability Insurance Law Group | | ERISAA federal court in Texas recently found in favor of a long-term disability (LTD) claimant whose insurer had terminated his benefits. The March 10 opinion illustrates federal rules for interpreting