Disability Insurance Law Blog
Your Disability Insurance Claims Examiner Is Not Their Friend And The Information You Provide To Them Can Often Be Misrepresented And Used Against You.
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsYour disability insurance claims examiner is not their friend and the information you provide to them can often be misrepresented and used against you. It is essential to remember that
Is Your Insurance Benefits Claim Governed By ERISA?
On Behalf of Disability Insurance Law Group | | ERISAERISA stands for the Employee Retirement Income Security Act which was passed by Congress and signed into law by President Ford in 1974. When the Employee Retirement Income Security Act (“ERISA”) became
Disability Insurance Law Group Successfully Overturns Prudential’s Termination Of Lupus Claimants Disability Insurance Claim
On Behalf of Disability Insurance Law Group | | Firm NewsAfter being approved for disability insurance benefits for almost two years, without warning, Prudential Insurance Company simply terminated a disability insurance claim of a woman suffering from severe and uncontrolled
Fibromyalgia And The Disability Insurance Claims Process
On Behalf of Disability Insurance Law Group | | Application ProcessThose suffering from a severe case of Fibromyalgia know that it can cause widespread, debilitating pain, cognitive problems such as memory loss or difficulty with concentration, and overwhelming fatigue. Unfortunately, the cause
It Is Critical To Have The Documents Governing A Benefits Claim Before Filing A Claim.
On Behalf of Disability Insurance Law Group | | Application ProcessWhether you are insured under an individual insurance policy that you obtained on your own, or a participant under a group benefit plan that was provided to you as a benefit of your employment, it is
Important Information About Psychological, Mental/Nervous Disability Claims
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesMost employer sponsored group disability plans, and a very few individual disability insurance policies, limit the payment of disability benefits to 24 months if the disability is caused by a mental/nervous condition
The Importance Of Designating Someone To Receive Secondary Notice Under Your Long-Term Care Insurance Policy
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsDesignating someone to receive secondary notice under your (or your loved one’s) long-term care insurance policy could mean the difference between losing a valuable insurance benefit or keeping it in force. Some
The Pre-Existing Condition Provision In A Disability Insurance Policy
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesMost employer-provided Long Term Disability policies and some individual disability insurance policies include an exclusion for disabilities caused by a pre-existing condition. Generally, a disability insurance pre-existing condition is defined as a mental or
You Could Be Severely Damaging Your Disability Insurance Claim By Phasing Out Your Job Duties Or Agreeing To A Transition Period Before You Officially Stop Working.
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesOften, after it becomes clear that an individual can no longer perform the duties of their occupation and must apply for disability benefits, they will attempt to work reduced hours
Am I Required To Undergo To An Examination Requested By My Disability Insurance Company?
On Behalf of Disability Insurance Law Group | | Application ProcessNearly every disability insurance policy contains a provision giving the insurance company the right to have a claimant (a person who has filed a disability insurance claim) examined by a doctor of