Disability Insurance Law Blog
Long-Term Care Insurance Law Done Right: Protecting Policyholders Nationwide
On Behalf of Disability Insurance Law Group | | Denied Long Term Care ClaimsLong-term care insurance (LTCI) is designed to help policyholders cover the costs of essential daily care when they can no longer live independently. As these policies have grown in popularity, the
The Appeal Timeline: How Long You Have to Challenge a Disability Insurance Denial
On Behalf of Disability Insurance Law Group | | Denied ERISA ClaimsWhen a disability insurance claim is denied, time is not on your side. Every disability insurance policy and governing law outlines specific deadlines for filing an appeal, and missing those
Common Reasons Long-Term Care Claims Are Denied Nationwide
On Behalf of Disability Insurance Law Group | | Denied Long Term Care ClaimsLong-term care (LTC) insurance policies are designed to provide financial support when you can no longer manage essential daily tasks on your own. Unfortunately, many policyholders are surprised to learn that
Understanding ADL Requirements in Long-Term Care Policies
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsLong-term care (LTC) insurance policies often include a specific set of requirements you must meet to qualify for benefits. One of the most common requirements involves proving you need assistance
Why Disability Insurance Companies Deny Legitimate Claims, and How to Fight Back
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsDisability insurance is meant to provide financial security when illness or injury prevents you from working. Unfortunately, even strong claims backed by solid medical evidence can be denied. Insurance companies
Chronic and Catastrophic Illness Riders: What Every Life Insurance Policyholder Needs to Know
On Behalf of Disability Insurance Law Group | | UncategorizedLife insurance isn’t just about protecting loved ones after you’re gone—it can also offer vital financial support while you’re still living. Chronic and catastrophic illness riders are optional policy add-ons
Don’t Sign Away Your Rights: The Risks of Alternative Plans of Care in LTC Insurance Claims
On Behalf of Disability Insurance Law Group | | LTC Insurance ClaimsLong-term care (LTC) insurance policies are designed to provide financial support when individuals require assistance with daily living due to age, chronic illness, or cognitive decline. Many of these policies
From Paper Trails to Power Moves: How to Build a Disability Appeal That Actually Gets Results
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialWhen a disability insurance claim is denied, it’s not just a bureaucratic setback—it’s a threat to your financial stability, health security, and peace of mind. Fortunately, a denied claim doesn’t
Long-Term Care Insurance Carriers Appear Motivated to Deny Claims—Here’s How to Fight Back
On Behalf of Disability Insurance Law Group | | Denied Long Term Care ClaimsLong-term care (LTC) insurance is meant to provide support when individuals can no longer care for themselves due to chronic illness, cognitive decline, or physical limitations. These policies offer coverage
What You Need to Know About Long-Term Care Insurance Policies Before Filing a Claim
On Behalf of Disability Insurance Law Group | | AD&D ClaimsFiling a long-term care (LTC) insurance claim should be a straightforward process, especially after years—or even decades—of paying premiums. But for many policyholders and their families, the reality is far more