Disability Insurance Law Blog
Pre-Existing Condition Exclusions Are Often Misused By Companies To Deny Disability Insurance Claims
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsMost every group long-term disability policy will include a complete exclusion for any disabilities caused by a pre-existing condition. Private long-term disability insurance policies purchased by individuals normally also exclude coverage for a pre-existing condition unless
Your Disability Insurance Company May Be Stalking You On Facebook
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsYour disability insurance company could be stalking you on Facebook. Be careful who you Friend or what you post on the internet. Insurance companies have become extremely savvy in how
Disability Insurance Policy Coverage And Denials
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesRecently, more and more disability insurance companies are denying claims on the basis that the individual or employee is not covered under the policy. More specifically, insurance companies are asserting that at the time
Does It Matter Whether You Are Considered Totally Or Partially Disabled Under Your Disability Insurance Policy If You Are Receiving Benefits? Yes.
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesDoes it matter whether you are considered Totally or Partially Disabled under your disability insurance policy if you are receiving benefits? Yes. This is because under many disability insurance policies,
Will Your Disability Insurance Benefits End When The Definition Of Disability Changes?
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsUnder many disability insurance policies the definition of disability that you must satisfy in order to receive continued disability income benefits changes after as little as 12 months of your claim being
Denial Tactics Used By Insurance Companies To Deny Your Long-Term Care Insurance Claim
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsLong-Term Care Insurance covers costs involved with personal or medical services that are needed for an individual who is unable to care for him or herself due to disability, chronic illness,
Have You Properly Prepared Your Claim In Case You Have To File A Lawsuit Against Your Group Disability Insurance Company?
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialHave you properly prepared your claim in case you have to file suit against your disability insurance Company? The answer may surprise you. Group disability insurance lawsuits are not typical trials. Most
Damages Against A Disability Insurance Company
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialOur firm receives many questions regarding the type of damages an insured can seek from a disability insurance company. Whether the insured is applying for disability benefits or has already been denied benefits, the insurance
Life Insurance Policy Denials
On Behalf of Disability Insurance Law Group | | Denied Life Insurance ClaimsMany individuals purchase life insurance policies to ensure that their loved ones are protected and provided for in the event that they are unable to do so as the result of an
Preparing An Appropriate Appeal Of Your Group Disability Insurance Claim Denial
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialIt is essential that you understand the importance of preparing an appropriate appeal of your group disability insurance claim denial. Most group disability insurance policies fall under the Employee Retirement Income Act