Disability Insurance Law Blog
Are NFL Players Underinsured Against A Career-Ending Injury Or Illness?
On Behalf of Disability Insurance Law Group | | Pro Athletes Disability BenefitsIt has been estimated that only about 40 percent of players in the National Football League (NFL) purchase disability insurance coverage. This combined with the fact that a mere 50
Long-Term Care Policies And Denials
On Behalf of Disability Insurance Law Group | | Denied Long Term Care ClaimsAccepting that it’s now time for a parent, loved one, or even yourself to seek the benefits provided by the long term care policy procured years ago and for which the premiums
Applying For Disability Benefits Requires A Properly Completed Application
On Behalf of Disability Insurance Law Group | | UncategorizedWhen applying for disability insurance benefits it is extremely important that the application for benefits is properly completed and that there are no ambiguities that can be misrepresented or misinterpreted by the insurance
The Irony Of Disability Insurance Company Advertisements And Their Reaction When It Is Time To Pay A Claim.
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsMost consumers purchase disability insurance coverage with the hope that they’ll never have to use it….that the policy document will gather dust in a filing cabinet somewhere. The reason the disability insurance
Interpleader Lawsuits Over Life Insurance Benefits
On Behalf of Disability Insurance Law Group | | Denied Life Insurance ClaimsAfter a person with a life insurance policy dies, a situation may arise where more than one party believes they are the rightful beneficiary of the life insurance benefit at issue. As
Disability Company Delays And Denials
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsDisability insurance companies employ a variety of tactics to delay, deny, and defend claims and benefits. It is important for insureds to be aware of these strategies so they can
U.S. Supreme Court Limits Time For Filing A Lawsuit In ERISA Disability Insurance Claims
On Behalf of Disability Insurance Law Group | | ERISATypically, a statute of limitations-or the state mandated time period within which a claimant must file a lawsuit-begins to run once a cause of action arises. In ERISA disability claims, the
Court Determines That Liberty Life Unreasonably Refused To Consider A Claimant’s Subjective Complaints Of Pain In A Disability Insurance Claim Involving Fibromyalgia.
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsAnother district court has found that Liberty Life failed to give a claimant a full and fair review of her claim for long-term disability benefits. Ruth Ann Hare suffered from
Cigna Agrees To Reevaluate And Settle Improperly Denied Disability Claims And Terminated Disability Payments
On Behalf of Disability Insurance Law Group | | Denied ERISA ClaimsIn response to an investigation into the unfair claims handling practices of CIGNA since 2006, the CIGNA Group has agreed to set aside $77 million to settle claims that it
Disability Insurance Policy Lump Sum Buyouts
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesA disability insurance policy lump sum buyout is where an insurance company pays an individual an agreed upon lump sum amount of money to fully “buyout” the life of an