Disability Insurance Law Blog
State Law Remedies For Denied Individual Insurance Policy Claims
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialDifferent laws apply to each of two types of disability insurance policies. The first kind of policy is governed by the federal law ERISA, short for the Employee Retirement Income
Nurse Anesthetist With Drug Addiction Could Not Work Because He Put Patients At Risk
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesA federal appeals court on April 5, 2021, agreed with the trial court that the insurer had denied the short- and long-term disability insurance claimant’s applications wrongly and without the
LTD Insurer May Not Arbitrarily Discredit Treating Doctors’ Opinions
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsOn March 22, 2021, the U.S. District Court in the Western District of Washington ordered Prudential to pay long-term disability (LTD) benefits to the claimant, a software engineer who said
Pre-Existing Condition And Disability Need Substantial Link To Deny Claim
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsMost disability insurance policies contain clauses that provide for the denial of disability claims for the first policy year if the disabling impairment was a pre-existing condition during a period
Common Delay Or Denial Tactics Utilized By Life Insurance Companies
On Behalf of Disability Insurance Law Group | | Denied Life Insurance ClaimsLife insurance is often purchased to protect the surviving beneficiary or beneficiaries financially, especially if the insured was a breadwinner. Because of this, it is important that insurance companies timely pay life
COVID-19 Symptoms May Form Solid Bases For Disability Insurance Claims
On Behalf of Disability Insurance Law Group | | Application ProcessWhile the medical community has communicated that many people who get COVID-19 either have no symptoms or a mild case, they have also advised that many experience severe symptoms, even
COVID-19 Total Disability And First Responders & Healthcare Workers
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialFor most of the past year, hospital based nurses, doctors, and medical staff as well as first responders have been repeatedly exposed to the traumatizing effects of COVID-19. Watching patients
Disability Insurance Law Group Wins 11th Circuit Appeal Against The NFL
On Behalf of Disability Insurance Law Group | | Pro Athletes Disability BenefitsOn October 15th, the U.S. Court of Appeals for the 11th Circuit ruled in favor of our client, Darren Mickell, in the case, Mickell v. Bell/Pete Rozelle NFL Players Retirement Plan,
How Insurers Deny Long-Term Care Insurance Claims, Part 1
On Behalf of Disability Insurance Law Group | | Denied Long Term Care ClaimsWe are all at risk of needing a long-term care support system should we become chronically sick, sustain a long-lasting or permanent injury, develop problems with cognition or face frailty
Long-Term Disability Claimant’s Debilitating Pain Had Subjective And Objective Support
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsThe U.S. Court of Appeals for the Sixth Circuit recently held in favor of a long-term disability (LTD) claimant whose insurance company denied his claim based largely on severe, chronic back