Disability Insurance Law Blog
COVID-19 Symptoms May Form Solid Bases For Disability Insurance Claims
On Behalf of Disability Insurance Law Group | | Application ProcessWhile the medical community has communicated that many people who get COVID-19 either have no symptoms or a mild case, they have also advised that many experience severe symptoms, even
COVID-19 Total Disability And First Responders & Healthcare Workers
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialFor most of the past year, hospital based nurses, doctors, and medical staff as well as first responders have been repeatedly exposed to the traumatizing effects of COVID-19. Watching patients
Disability Insurance Law Group Wins 11th Circuit Appeal Against The NFL
On Behalf of Disability Insurance Law Group | | Pro Athletes Disability BenefitsOn October 15th, the U.S. Court of Appeals for the 11th Circuit ruled in favor of our client, Darren Mickell, in the case, Mickell v. Bell/Pete Rozelle NFL Players Retirement Plan,
How Insurers Deny Long-Term Care Insurance Claims, Part 1
On Behalf of Disability Insurance Law Group | | Denied Long Term Care ClaimsWe are all at risk of needing a long-term care support system should we become chronically sick, sustain a long-lasting or permanent injury, develop problems with cognition or face frailty
Long-Term Disability Claimant’s Debilitating Pain Had Subjective And Objective Support
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsThe U.S. Court of Appeals for the Sixth Circuit recently held in favor of a long-term disability (LTD) claimant whose insurance company denied his claim based largely on severe, chronic back
Challenges Of A Disability Insurance Claim Based On Anxiety
On Behalf of Disability Insurance Law Group | | Application ProcessWe are currently having a collective experience that provokes some degree of natural anxiety in almost everyone. However, when the level of anxiety becomes overwhelming, it can prevent a person
Unum Wrongly Denied Long Term Disability As Pre-Existing Condition
On Behalf of Disability Insurance Law Group | | Appealing A Claim DenialDisability insurance policies often ban coverage for disability that stems from pre-existing conditions. In other words, if someone had a medical problem within a specified time frame prior to their
Establishing A Disability Insurance Claim Based On PTSD
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsThe challenges of COVID-19 are not limited to contracting the virus and becoming ill. Many people are experiencing extreme stress and even trauma as a result of the pandemic –
Long-Term Disability Policy Interpretation Under ERISA
On Behalf of Disability Insurance Law Group | | ERISAA federal court in Texas recently found in favor of a long-term disability (LTD) claimant whose insurer had terminated his benefits. The March 10 opinion illustrates federal rules for interpreting
Disability Insurance Law Group Wins Lawsuit And Secures Disability Benefits For Claimant Suffering From Cervical And Lumbar Pain After MetLife Terminated Benefits
On Behalf of Disability Insurance Law Group | | Firm NewsOur client, Mrs. Y was covered under her employer-provided Short-Term and Long-Term Disability Insurance Policy, issued by Metropolitan Life Insurance Company (“MetLife”). Ultimately, Ms. Y became disabled from her occupation