Disability Insurance Law Blog
What Is ERISA?
On Behalf of Disability Insurance Law Group | | ERISAERISA stands for the Employee Retirement Income Security Act which was passed by Congress in 1974 and signed into law by President Gerald Ford on Labor Day, September 2, 1974.
Preparing For A Possible Disability Claim
On Behalf of Disability Insurance Law Group | | Application ProcessOur Firm often receives inquiries from individuals who are currently working, but due to the nature of their particular illness or injury the possibility of filing a disability claim at some point in
Your Disability Insurance Claim Can Be Denied Or Terminated Based Solely Upon The Opinion Of An Unscrupulous Physician Hired By Your Insurance Company
On Behalf of Disability Insurance Law Group | | Disability Insurance – General TopicsYour disability insurance claim can be denied or terminated based solely upon the opinion of an unscrupulous physician hired by your insurance company. Typically, these so called “paper reviewers” make
Can Signing A Severance Agreement With Your Employer Affect Your Disability Benefit Claim?
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesSigning a severance agreement with your employer can hugely affect your disability benefits claim. In fact, by signing a severance agreement you can entirely waive your right to pursue your disability benefits
Delayed Claim Approved After Di Law Group Attends Field Interview
On Behalf of Disability Insurance Law Group | | Firm NewsAs noted in some of our previous blogs, insurance companies often require an in-person or telephone interview with a claimant either prior to making a claim determination or during the ongoing evaluation
Pre-Existing Condition Exclusions Are Often Misused By Companies To Deny Disability Insurance Claims
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsMost every group long-term disability policy will include a complete exclusion for any disabilities caused by a pre-existing condition. Private long-term disability insurance policies purchased by individuals normally also exclude coverage for a pre-existing condition unless
Your Disability Insurance Company May Be Stalking You On Facebook
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsYour disability insurance company could be stalking you on Facebook. Be careful who you Friend or what you post on the internet. Insurance companies have become extremely savvy in how
Disability Insurance Policy Coverage And Denials
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesRecently, more and more disability insurance companies are denying claims on the basis that the individual or employee is not covered under the policy. More specifically, insurance companies are asserting that at the time
Does It Matter Whether You Are Considered Totally Or Partially Disabled Under Your Disability Insurance Policy If You Are Receiving Benefits? Yes.
On Behalf of Disability Insurance Law Group | | Disability Insurance PoliciesDoes it matter whether you are considered Totally or Partially Disabled under your disability insurance policy if you are receiving benefits? Yes. This is because under many disability insurance policies,
Will Your Disability Insurance Benefits End When The Definition Of Disability Changes?
On Behalf of Disability Insurance Law Group | | Insurance Company TacticsUnder many disability insurance policies the definition of disability that you must satisfy in order to receive continued disability income benefits changes after as little as 12 months of your claim being